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Motorcycle Accidents

Any motorcycle accident has the potential to be catastrophic. Most often, the person seriously injured in even a low-speed or “minor” traffic accident is the rider of the motorcycle. Additionally, many motorcycle accidents are caused by negligence on the part of the other motorists who share the road with motorcycle riders. They may simply not see a motorcyclist in their path, may be speeding, or may fail to yield the right of way. Whatever the cause, a personal injury lawyer at Steven A. Bagen & Associates can help.

Involving a Motorcycle Accident Personal Injury Lawyer

Unfortunately, in many cases a motorcycle rider may be blamed for causing an accident, even if he or she was actually not at fault. Some individuals in law enforcement and drivers sharing the road with motorcyclists may have a skewed point of view regarding riders, considering them dangerous or reckless. It is essential that you have a personal injury lawyer with experience with motorcycle accidents at your side to ensure you are not held accountable for your accident, and to work to ensure you are given the opportunity to recover the highest amount of financial compensation possible, that will cover all of your medical care and the many other damages associated with your accident.

Motorcycle Accident Procedures

Don’t let the adjuster keep you from getting the money you deserve!

An insurance company is obligated to their stockholders and policyholders, not specifically to someone injured in a motorcycle accident. Insurance adjusters thrive off of the confusion a motorcycle accident causes in people’s lives and use that to make the insurance company more money by paying less money to people injured in a motorcycle accident-people who need it.

The obvious dangers associated with motorcycles can make it easy for insurance companies to blame the motorcycle driver for his or her own injuries. Negotiating alone or waiting until the insurance company makes an offer can be frustrating and costly. One wrong move or one mistake can cost you money. Delay or guessing about the value of your motorcycle accident can result in the loss of valuable time, money and your personal rights. Be aware of several things when dealing with the insurance adjuster.

What To Do If YOU Get Into An Accident

Take care of the basics

When you are involved in a motorcycle accident, follow the same procedures that you would if you were involved in a regular auto accident, if you are able:

  • Stop immediately: remain calm, and do not leave the scene of the motorcycle accident. If there are no injuries, move vehicles out of the flow of traffic.
  • Check for injuries: do not assume that a lack of a visible injury means that a person is not hurt. In fact, it is highly likely that an accident involving a motorcycle will involve serious injuries.
  • Call the police: a motorcycle accident should be reported to the proper authorities, and the report may be helpful later in determining fault and receiving your due compensation.
  • Exchange information: write down the name, address, phone number, insurance information, etc. of the person(s) who were involved in the motorcycle accident.

Make observations

  • Identify the witnesses so there will be someone to support your case if it goes to court. Write down their names and addresses and interview them. Ask them what they saw and make a note of phrases they used like “slammed into,” “plowed,” “speeding,” or “he ran the red light.” 
  • Make note of the road, weather, and traffic conditions at the time of the motorcycle accident. 
  • Also, beware of insurance representatives at the scene of a motorcycle accident. It has been rumored that some insurance companies send adjusters to motorcycle accident scenes in order to catch people off guard with incriminating questions or to have them sign away any rights they may have to future compensation.
  • Take pictures of your motorcycle as soon as possible after your motorcycle accident. When the adjuster asks for proof of damage, it is difficult to dispute a picture taken of your motorcycle at the collision scene. 

Immediately After the Collision, you should:

Call your insurance company

  • Make sure that you call your insurance company immediately to report the motorcycle accident.
  • You should contact the company immediately, and make sure that you ask the company to start paying your bills. This action should open up a file to not only pay the property damage but also all of your medical bills if you are injured.

See a Doctor

  • Even if you are not sure whether or not you are injured in the motorcycle accident, it is best to be examined by your doctor at the earliest possible time, or to go to the nearest emergency room. 
  • If you are examined by a doctor, make sure that you are specific in explaining how the motorcycle accident happened and any and all injuries and problems you sustained as a result. 
  • If you are injured in a motorcycle accident, schedule an appointment with your own doctor as soon as possible. Don’t let the insurance adjuster choose a doctor for you. You have the right to a doctor of your choice.

Take Pictures

  • Take pictures of your motorcycle accident injuries before they heal. In many cases, a client may have bruises and other less apparent injuries, but after several weeks, those bruises heal. 
  • Months later, when the insurance adjuster is arguing that the motorcycle accident was not very significant, pictures of your bruises and other injuries will help solidify your personal injury claim. Your personal injury lawyer will have tangible, justifiable evidence to seek compensation for you.

As Time Passes:

Take Notes

  • Keep notes about your injuries from your motorcycle accident. In 6 or 7 months, you might forget how it hurt just to get dressed, and the adjuster will try to make it seem like any description you give is an exaggeration. 
  • Write down your pain medications. These kinds of written documents can be very valuable to you and your personal injury lawyer when presenting your personal injury claim to the insurance adjuster or to a judge and jury in court.

Keep Records of Expenses

  • The adjuster will ask for proof of anything you claim as an expense. Be sure you keep receipts for prescriptions, household services like lawn mowing and getting someone to cook for you, vehicle rentals and so forth. 

Most Importantly: Consult an experienced personal injury lawyer.

  • Without legal help from a personal injury law firm like Steven A. Bagen & Associates, you may have no idea of the real value of your motorcycle accident claim.

If you have questions about our office and motorcycle cases, visit our FAQ page.